Elliot
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Every day, thousands of Kenyans living in the UK, the US, and across Europe send money home to support their families in Nairobi, Mombasa, and beyond. But while the love and commitment never fade, the traditional way of sending that support is still stuck in the past: expensive, slow, and full of hidden costs.
If you are tired of watching a chunk of your hard earned money disappear in fees every time you send it home, it's time to upgrade how you and your family manage money together.
The Problem: The Cost of Supporting Family from Abroad
For the Kenyan diaspora, sending money home the traditional way comes with real, recurring costs. Services like Western Union or MoneyGram often eat up a large share of your money in fees and poor exchange rates before it ever reaches your family, and traditional wires can take days to arrive, which is a real problem when your family needs the money urgently. Even when banks handle the transfer, your family often receives less than expected once hidden FX margins are applied on the Shilling conversion.
Tilt Pay: The Bridge Between You and Your Family in Kenya
Tilt Pay is built specifically for this relationship: the one between you abroad and the people who depend on you at home.
1. Send Instantly and 100% Free
Your family in Kenya downloads Tilt Pay and opens their own virtual EUR or USD account in minutes, no restrictions, no complicated paperwork. Once they're set up, you send them money instantly and completely free using their Tilt Pay Tag. No fees, no waiting for a wire to clear, no cut taken by an intermediary.
2. Your Family Withdraws Their Way, Instantly
Once the money lands in their Tilt Pay account, your family decides what to do with it. They can withdraw directly to their Kenyan bank account, digital wallet, or mobile money whenever they need Shillings in hand, and the funds arrive instantly: a fixed fee of $1.25 (approximately 162 KES) plus a variable fee of 0.50%, with a minimum withdrawal of $10 or the equivalent, and the conversion uses the official market rate. Or they can simply keep the funds in their EUR/USD account and spend them directly with Tilt Pay, keeping full control over how and when to convert.
The Tilt Pay Advantage for the Kenyan Diaspora
Feature | Western Union | Remitly | Ria Money | Wise | Tilt Pay |
|---|---|---|---|---|---|
Sending to another user in app | Not available | Not available | Not available | Paid (~1.50$) and instant | Free and instant |
Transfer of $100 to a local bank account (fx spread included) | 3.45$ | 3.38$ | 3.46$ | 3.69$ | 1.75$ |
Delivery to bank account | 1 to 4 business days | 3 to 5 business days | Up to 4 business days | Instant | Instant |
Exchange rate | 1% to 4% | 1% to 4% | 1% to 5% | 1% to 4% | 0% |
Get Connected in 3 Simple Steps
Your Family Downloads the App: Have your family in Kenya download Tilt Pay and open their own EUR/USD account.
Send by Tag: Send them money instantly and for free using their Tilt Pay Tag, whenever they need it.
They Choose How to Use It: They can withdraw instantly to their local bank account, digital wallet, or mobile money, or keep the funds digital in EUR/USD.
Stay Close to Home, Without the Fees
Distance shouldn't cost you money every time you show up for your family. Keep more of what you earn where it belongs: with the people who matter most.
Ready to send smarter? Download the Tilt Pay app today and give your family in Kenya instant, fee free access to your support.